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Paper Gold : Hold Gold upto 12 months
Paper Silver : Never worry about the fluctuating rates

Paper Silver 500gm (92.5 Purity)

paper silver

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Paper Silver 500gm (92.5 Purity)

paper silver

$ 629.72

Price Details

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FREE SHIPPING IN INDIA

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Paper Silver 500gm (92.5 Purity)

Features
  • The bill is your certificate, please produce the bill for future transactions on all jewellery, silverware, giftware you purchase,*Gold Rate Protected? - at lower of CKC?s Paper-Gold? 22 Kt booking rate or prevailing 22kt rate on date of conversion for 22 Kt jewellery whichever is lower. (For example: say CKC?s Paper-Gold? booking rate is Rs 4500/- p/g and three months later CKC?s 22 Kt gold rate is Rs 4600/- p/g, client will be charged Rs 4500/- p/g for the quantity of CKC?s Paper-Gold? originally booked by client).If multiple Paper-Gold? are booked, each will be calculated at respective rates with the conversion for jewellery date rate. Available in several easy denominations of : 5/10/15/20/25/30/50/100/250/500/1000 gms.Payment is made later at time of delivery & billing finally selected of jewellery for labour, gems, diamonds, wastage charges, GST etc. Net weight of purchased jewellery must be equal to or more than CKC?s Paper-Gold? booking weight.If clients forget or miss out to convert your booking of CKC?s Paper-Gold? towards gold / diamond jewellery within 11months, a reminder will be sent. And physical CKC?s Paper-Gold? 22 Kt weight booking will be converted into 24 Kt gold based on original CKC?s Paper-Gold? booking rate and CKC?s conversion methods.
Product Details
SKU Code
Product Approx Net Weight
500   GMS
Price Breakup Details

Gross Amount

$ 629.72

Taxes

$ 0

Grand Total

$ 48,440
Gold


GENERAL

 Do you Buy Diamonds from other jewellers.

Diamond
Silver Jwellary

Handmade, casting and machine made.

Silver jewellery purity is 92.50%.

Across the world - In India, Europe and China.

Oxidized, Mirror, Dull, E-Coating (prevents tarnishing).

They remain the same as silver articles… For silver weight only.

No, unfortunately we do not.

Silver by nature tarnishes when exposed to air due to the presence of sulphur. Silver needs periodic cleaning and polishing to retain its shine and lustre. Maintain Jewellery by bringing it in to our showrooms once a year for checking of loose links, prong settings, and to have it re-polished.
Rate Protection Plan
UNIQUE BENEFIT

1. Book Gold, Diamonds, Platinum and Silver rates as you pay your instalments.

2. Buy at the â??averagedâ?? rates.

3. Facility to switch over to cash benefit and buy at current rates at the time of maturity.

ELIGIBILITY AND INHERITANCE

Any individual (18 years and above) / Company Sole Proprietorship or Partnership firm. Minors may also be enrolled through his/her guardians/nominees. Persons may also nominate another individual who may utilize the gold/diamond/silver at credit or continue the investment plan or utilize the total quantity accrued at the end of the period. In the event of death of the individual, the nominee shall produce the identification card and all receipts of payments made, before being able to utilize the quantity available in his/her/their account.
MISSED PAYMENTS DO NOT EXTEND YOUR MATURITY.

  • Reminders may be given by a Telephone Call / SMS / Emails, where cell numbers / Email addresses are furnished. This is a service and failure to receive such intimation shall not be a reason for delayed payment.
  • Reminders may be sent 7 days before due date. Non-receipt of reminders shall not be reason for delayed payments.
  • C. Krishniah Chetty Group of Jewellers reserves the right to alter, amend, add or delete part or whole, of the terms, conditions and privileges of the plan without prior notice. Subject to rules and regulations and laws in operation in India from time to time.
  • The decision of the Management of C. Krishniah Chetty Group of Jewellers shall be final and binding on all participants of this plan with regard to any of the matters relating to the plan.
  • C. Krishniah Chetty Group of Jewellers is the sponsor of the plan and reserves the right to suspend / cancel / amend the plan at any time. In such an event you may purchase any item for sale in the showroom equal to the value of money accumulated as on that date.

    NEW! You may club amounts or weights from multiple plans to purchase an ornament.

    (Provided the plans are enrolled in same name)

    NEW! The amounts may be used to buy gemstones and gift articles too.

    NEW! Get additional “Birthday Gift Benefit“ on your Birthday! Additional benefits are automatically applied to the installment paid during the month of your Birthday! Enjoy higher benefit on higher instalment amount paid on your special day!

  • There are no prizes or draws related to The Gold Standard 1869TM or The Gold Advantage Advance Purchase Plan (GAAP) The Rate Protection PlanTM.
  • Please do not divulge your login/Password at any time for on-line transaction.
  • We will not ask for your login id and password at any time.
  • Average Rates will not apply to diamond, solitaires- however cash purchase may be availed.
  • Disputes, if any, are subject to the jurisdiction of the courts in Bengaluru.
  • Cash or Quantity benefit between 9% to 12% per annum rates are subject to change. Benefits remain unchanged as at the time of enrolment.
  • MATURITY : Upon Maturity, redemption to be compulsorily done within 12 months from the date of maturity.
  • All jewellery sold at normal price. Gemstones, labour, manufacturing loses, taxes, etc., payable extra.
LIVE CASE EXAMPLES

% OF GAIN IN QUANTITY OF GOLD JEWELLERY PURCHASED OVER THE LAST 11 MONTH PERIOD

LIVE CASE EXAMPLE*
Percentage of gain (loss) in quantity of gold jewellery purchased over re last 11 months period
Installment month Installment amount (Rs) Additional Benefit @10% per annum (Rs) Birthday benefit 10 % on amount of installment additional for the month (Rs) Gold Rate 22 Kt per gram applied at (Rs) Accrued gold Wt in Qty benefit option @ 10 % per annum (Grams) Accrued cash benefit in “Cash Benefit” option @10% per annum (Rs)
Feb-22 10000 916.66 83.33 4,490.99 2.431 1,000.00
Mar-22 10000 833.33 4,747.98 2.282 833.33
Apr-22 10000 750 4,844.00 2.219 750
May-22 10000 666.67 4,838.01 2.205 666.67
Jun-22 10000 583.33 4,729.99 2.237 583.33
Jul-22 10000 500 4,783.98 2.195 500
Aug-22 10000 416.67 4,725.01 2.205 416.67
Sep-22 10000 333.33 4,650.02 2.222 333.33
Oct-22 10000 250 4,625.01 2.216 250
Nov-22 10000 167.67 4,635.01 2.194 167.67
Dec-22 10000 83.33 4,880.01 2.066 83.33
Total Rs.110000 Rs.5584.33 24.489 Grams Rs.5584.33
Billed day's gold rate per
gram (Rs)
Rs. 5140.01 Billed days gold amount 24.489
grams X 5140.01 Rate Per Gram
Rs.1,25,873.70
Billed day's “Average” rate applicable
Rs. 1,10,000/ 24.489 Grams
Rs. 4491.81 Applied “Average” rate gold amount
24.489 Grams X 4491.81 Rate Per Gram
Rs.1,10,000.00
Gain under “Weight” option Rs. 15873.76
(Rs.1,25,873.70 - Rs.1,10,000.00)
Gain under “Cash” option Rs. 5584.33

For all on time installment payments, Rs.11,000 worth Discount vouchers (with multiplier condition) is issued. Note: If gold rate on billing date is lower than 'averaged', option to switch to “Cash Benefit” is available.

An example:
One pair gold bangles
Year Gross Weight (Gram) Net Weight (Gram) Normal Price (Rs) Rate Protection Plan Price (Rs) Rate Protection Plan Gain (Loss)
2023 41.75 41.01 264380 248030 16350
2022 41.75 41.01 233440 226220 7220
2021 41.75 41.01 230340 224590 5750
2020 41.75 41.01 201550 181390 20160
2019 41.75 41.01 168450 158790 7660
Past 5 years “ Average Rate” Gold Rate Per Gram
Year Month 11 Months Average rate Per Gram (Rs)
2017 Feb-Dec 2754.27
2018 Feb-Dec 2872.90
2019 Feb-Dec 3022.88
2020 Feb-Dec 4399.91
2021 Feb-Dec 4204.57
2022 Feb-Dec 4722.72

DISCLAIMER: *Live Case Example taken from past date Past performance is not an indication of future performance. Gold, silver, diamonds and platinum rates are subject to market fluctuations. Subject to terms and conditions of operation, issued separately and on www.ckcjewellers.com *22kt Gold rates: Jan 2010 Avg - Rs. 1441.24 per gm. Jan 2016 Avg - Rs. 2366.79 per gm. Other normal charges are applicable.

how much jewellery will you need?
jewellery planner - a 10 year horizon
Family Income per annum Family Income per Month Recommended Systematic Instalments per Year Recommended Systematic Instalments per Month
3 lakhs 25,000/- 11,250/- 900/-
6 lakhs 50,000/- 22,500/- 1875/-
12 lakhs 1,00,000/- 45000/- 3,750/-
24 lakhs 2,00,000/- 90,000- 7500/-
36 lakhs 3,00,000/- 1,35,000/- 11,250/-
60lakhs 5,00,000/- 4,50,000/- 37,500/-
1.2crore 10,00,000/- 9,00,000/- 75,000/-
1.8crore 15,00,000/- 13,50,000/- 1,12,500/-
2.4crore 20,00,000/- 18,00,000/- 1,50,000/-

Disclaimer: The past record is an indication of the future, and the amount of money saved will depend on the kind of jewellery you purchase.

10 DAY RETURN POLICY
10 Day Return Policy

Our 10-day Return Policy gives you time to make sure your purchase is perfect. If you are not fully satisfied and wish to return it for any reason, we will provide you with a full refund or exchange, within 10 days of the delivered date. All we ask is that the product is unused or barely used. Yes, it's that simple. We can only accept the product without custom engraving/modifications, in its original condition and with the bills & original certificates/ reports as were delivered. Products made to specific sizes, or special designs made to order may be subject to exceptions and return policy may or may not apply. This is, however, applicable for orders within India only. For International orders, please see the International Shipping section.

Will I have to pay for shipping the product back to you?

We offer FREE Return Shipping within India. You'll receive complimentary return shipping on all returns for all products within the 10-day (From the date of delivery) return policy.

How Do I Return the product to C. Krishniah Chetty Jewellers within 10 Days?

1. Email our customer delight team (Ecomm@ckcjewellers.com) your order number and you will be given a Return Authorization Code by reply email, to return the merchandise.

2. Our courier will visit you with a C. Krishniah Chetty Jewellers' package with the unique Return Authorization code, your name and address on the outside of the return package.

3. Our courier agent will secure your jewellery with the original packing materials and certificate in the package provided by C. Krishniah Chetty Jewellers in your presence. Note that once the package is sealed, it cannot be opened. The return will be under video cover for security and audit reasons. Please devote 5 - 10 minutes of your time to carry out this process by yourself and email us on Ecomm@ckcjewellers.com allow 3 - 4 working days for us to reply.

4. Once your returned item is received by C.Krishniah Chetty Jewellers, your refund will be processed as soon as the product is checked and accepted for originality and contents.

100% REFUND

Our 10-day Return Policy gives you time to make sure your purchase is perfect. If you need to return it for any reason, we'll happily provide you with a 100% full refund or exchange within 10 working days, and we will also pay for the shipping to and fro. (Exceptions are special products made to order or extra sizes which may be subject to costs, which we will intimate at time of return confirmation).

SAME DAY SHIPPING

Products tagged as same day shipping will be shipped on the day on which order is received, if the order placed before the cut off time of 12:00 pm. Order placed after cutoff time, on Sundays and National holidays will be shipped on next working day.

General Products -Life Time Exchange Policy

C. Krishniah Chetty Jewellers offers a Lifetime Exchange Policy for general products.

C. Krishniah Chetty Jewelers is 150 years old company. Hence the great deal of merchandise has been sold/exchanged/bought back over the decades. We offer a Lifetime Exchange/Upgrade Policy on all gold, platinum, diamonds & silver purchases made from C. Krishniah Chetty Jewellers, within India. If the product, along with diamonds and gemstones, if any, is intact, you may return it for the current value of gold, platinum, diamonds & silver. There is no value given for gemstones in normal course. This means your product's current value of gold, diamonds, silver, platinum will be determined based on product specifications and the current selling price of similar goods/quality grades/purities at C. Krishniah Chetty Jewellers. Essentially you will receive the same value for the goods as if you would buy on the date of your exchange for the value of gold, silver, platinum and diamonds. Labour or making charges, other gemstones, other materials used if any, wastage charges, taxes, duties, packing shipping & forwarding costs if paid separately will not be accounted for in exchange value. Note: If you had received a discount or a free gift while making your purchase, we will deduct the original discount amount or free gift value, whichever applicable, if the exchange is within 365 days from the date of purchase. If the exchange is over 365 days from the date of purchase free gift value will not be deducted.

You will be given a Gift Voucher with unique number for this exchange value which remains valid for 12 months and can be used for future purchases from C. Krishniah Chetty Jewellers. Please note that this voucher cannot be exchanged for cash

We offer the Lifetime Exchange Policy on orders within India only in Indian currency only.

Exceptional Products Lifetime Exchange/Buyback Policy

C. Krishniah Chetty Jewelers at times offer exceptional gemstones of high value. Such expensive rare high value gemstone/goods will be exchanged or offered for buyback on a case to case basis and may not fall under the general lifetime exchange/buyback policy.

General Products Lifetime Buyback Policy

C. Krishniah Chetty Jewelers is 150 years old company. Hence the great deal of merchandise has been sold over the decades. Hence our buyback policies will be based on the exact nature of the products. Please contact us by email Ecomm@ckcjewellers.com along with photographs and any description of the product that you can provide we will give you our buyback price. If we wish to physically view the products we will intimate you accordingly. Generally speaking for products of 1 - 5 years old will be valued for buyback based on current prices of similar quality/grade/purity, condition less a purchase commission. Older products will need independent assessment product by product.

CUSTOMER DELIGHT

Need help? Think we could have done something better?

We are listening and happy to do what we can to improve. Please let us know by email to Ecomm@ckcjewellers.com & elt@ckcjewellers.com

TRANSIT INSURANCE

C. Krishniah Chetty Jewellers offers a Lifetime Exchange Policy for general products.

C. Krishniah Chetty Jewelers is 150 years old company. Hence the great deal of merchandise has been sold/exchanged/bought back over the decades. We offer a Lifetime Exchange/Upgrade Policy on all gold, platinum, diamonds & silver purchases made from C. Krishniah Chetty Jewellers, within India. If the product, along with diamonds and gemstones, if any, is intact, you may return it for the current value of gold, platinum, diamonds & silver. There is no value given for gemstones in normal course. This means your product's current value of gold, diamonds, silver, platinum will be determined based on product specifications and the current selling price of similar goods/quality grades/purities at C. Krishniah Chetty Jewellers. Essentially you will receive the same value for the goods as if you would buy on the date of your exchange for the value of gold, silver, platinum and diamonds. Labour or making charges, other gemstones, other materials used if any, wastage charges, taxes, duties, packing shipping & forwarding costs if paid separately will not be accounted for in exchange value. Note: If you had received a discount or a free gift while making your purchase, we will deduct the original discount amount or free gift value, whichever applicable, if the exchange is within 365 days from the date of purchase. If the exchange is over 365 days from the date of purchase free gift value will not be deducted.

You will be given a Gift Voucher with unique number for this exchange value which remains valid for 12 months and can be used for future purchases from C. Krishniah Chetty Jewellers. Please note that this voucher cannot be exchanged for cash

We offer the Lifetime Exchange Policy on orders within India only in Indian currency only.

Exceptional Products Lifetime Exchange/Buyback Policy

C. Krishniah Chetty Jewelers at times offer exceptional gemstones of high value. Such expensive rare high value gemstone/goods will be exchanged or offered for buyback on a case to case basis and may not fall under the general lifetime exchange/buyback policy.

General Products Lifetime Buyback Policy

C. Krishniah Chetty Jewelers is 150 years old company. Hence the great deal of merchandise has been sold over the decades. Hence our buyback policies will be based on the exact nature of the products. Please contact us by email Ecomm@ckcjewellers.com along with photographs and any description of the product that you can provide we will give you our buyback price. If we wish to physically view the products we will intimate you accordingly. Generally speaking for products of 1 - 5 years old will be valued for buyback based on current prices of similar quality/grade/purity, condition less a purchase commission. Older products will need independent assessment product by product.

At C. Krishniah Chetty Group of Jewellers, accurate representation is taken seriously. Every diamond below 0.228 in carat weight is guaranteed to be either DEF IF-VVS or GH VVS or HI VS Grades as will be depicted against each item on the website. Diamonds over 0.228 in carat weight will be accompanied with individual diamond reports issued by the House of CKC and in addition may have additional independent reports from ethical & internationally well reputed laboratories. Such reports are detailed reports based on 14 different parameters of diamond, including the 4Cs that are basic to diamonds : cut, color, clarity and carat weight.

In addition to CKC's internal high standards of DIAMOND EYE DETECTION SYSTEM (DEDS), which is an elaborate system to assure each client of ethically mined, natural diamonds, upholding the Kimberely Process Certification System, and CKC's own proprietary system of over 30 checks.

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