MONEYPENNY

Why You’ll Love the Rate Protection Plan

No Fees.Just Ease

Designed with understanding offering the freedom to stay on track without the burden of penalties. Or a plan that respects your pace, free from late fees or unnecessary burdens.

Pay More. Same Day.

Because flexibility should match your pace, pay as often as you wish, when you wish.

Save Your Way

Every rupee you pay goes directly towards your future jewellery purchase.

SALIENT FEATURES-MONEYPENNY™ Savings Plan

1. Fixed plan tenure of 11 months from the date of enrolment.

2. No late fees or penalties for delayed instalments within the tenure period.

3. Flexible contribution – pay any amount starting from ₹100, with no upper limit.

4. Unlimited instalments with complete flexibility (daily, weekly, or monthly).

5. Multiple payments can be made on the same day.

  • Present 12 % PA benefit is added at any point time between 9 to 12% benefits are given.
  • Redemption whichever lower rate is applicable (Weighted average rate or billing days rate.
  • Redemption Cash or weighted average rate whichever higher can be redeemed.

6. Convenient payment options offline via C. Krishniah Chetty showrooms and mobile app (iOS & Android).

7. Applicable across a wide range of purchases.

  • Gold, Diamond & Platinum Jewellery.
  • Silver Jewellery and Silverware.
  • Loose Gemstones and Accessories.
  • Lab-grown Diamond Jewellery.

8.Exclusive Birthday Benefit:

  • Double benefit on the first instalment when paid within 15 days before or after the customer’s birthday date/Month
  • Customers may contribute a higher instalment amount to maximise this benefit

9. PAN card compliance applicable as per Government of India regulations

10.Exclusions: Coins, bullion, and solitaires above 0.99 ct