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Freeze Gold Prices.
Shop When You’re Ready.
Start your Rate Protection Plan today with flexible payments and redeem it for jewellery at locked-in prices later.
The Gold advantage advance purchase Plan
Why You’ll Love the Rate Protection Plan
Beat Gold Price Hikes
Lock in today’s rate and protect yourself from unpredictable market surges.
Budget-Friendly Payments
Start from just ₹2,000/month or pay in full — your plan, your pace.
100% Value on Jewellery
Every rupee you pay goes directly towards your future jewellery purchase.
1. Save from Rs. 250/- to Rs. 1,00,000/- or more per installment. (PAN Card required for transactions over Rs. 2 lakhs).
2. Open multiple plans for different members of your family, with different tenures.
3. You may choose to pay monthly or one-time payments.
4. Get automatic "averaged" rates for your gold, silver, diamonds and platinum jewellery.
5. Choose the lower: either the averaged rate or current prevailing rate, on maturity.
6. If you have additional cash flow, pay higher installments when you wish - this allows you to save more when rates dip.
7. You may club amounts or weights from multiple plans to purchase one ornament (provided the plans are enrolled in the same name).
8. The amounts may be used to buy gemstones, and gift articles too.
9. Get additional "Birthday Gift Benefit" on your Birthday! Additional benefits are automatically applied to the installment paid during the month of your Birthday. Enjoy higher benefits on higher installment amounts paid on your special day!
10. Pay by Post-Dated Cheques, Cash, Credit Card and Debit Card, or Online by logging into www.ckcjewellers.com
11. Cash or Quantity additional benefits between 9% to 12% per annum rates are subject to change. Benefits remain unchanged as at the time of enrolment.
12. You are also entitled for an additional Discount Voucher at the time of settlement, if all the installments are paid on time.
13. Only one active promotion can be redeemed per transaction, in addition to cash or quantity benefits, if applicable.
14. For more information, please call our 24/7 info line +91 8040 001 666.
15. All installments must be paid before utilisation of monies to get benefits on maturity.
16. New enrolment can be done for 3, 6, 9 and 11 months plan or One Time payment may also be done.
17. Plan extension is allowed from 3 to 6, 9 and up to 11 months; One Time payment plan extension is not allowed.
18. Instalments can be paid through a payment link sent via WhatsApp to your registered mobile number. Planned extensions can also be done online or through the same WhatsApp payment link.
19. Delayed payments do not get benefits or rate blocking facilities. Amounts will be available for use as paid. In case you fail to make your payment within 7 calendar days of your due date, the payment will be accepted only as late payment, and additional benefit (cash or metal quantity weight) will not accrue to such late payments.
20. Our Rate Protection Plan™ help desk number is 080-4000-1597.
Between 2018 and 2020, gold prices saw a significant upward trend. Customers who enrolled in our Rate Protection Plan during this period saved big by locking in lower rates early — proof that smart planning beats market fluctuations.
2022
Gold jewellery live case data taken from the year 2022
In 2018, the customer enrolled in a gold jewellery savings plan, paying 11 monthly installments of ₹10,000 each, totaling ₹1,10,000. The amount was used to purchase a gold necklace with a gross weight of 62.07 grams and an approximate net weight of 59.92 grams. On the billing day, the gold rate was ₹2,965 per gram for 22Kt gold. The actual value of the necklace at this rate was ₹2,35,280. However, after applying the GST and quantity benefit, the final bill amount was reduced to ₹2,26,340. This resulted in a total benefit of ₹8,940 to the customer, effectively making the savings plan profitable.
total benefit of ₹8,940
THINGS OUR CUSTOMERS OFTEN ASK